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I would recommend the following article on the history of housing finance in the United States: Kent Colton, "Housing Finance in the United States: The Transformation of the U.S. Housing Finance System," Joint Center for Housing Studies, Harvard University (July, 2002) at http://www.jchs.harvard.edu/publications/finance/index.html (Document #W02-5), 1-51. The site includes many other research reports and working papers on housing in the United States. Wendy Plotkin H-Urban Editor H-Urban: http://www.h-net.org/~urban/ (including logs & posting guidelines) Posting Address: h-urban@h-net.msu.edu / mailto:h-urban@h-net.msu.edu (Click)
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